lenderai-tm
An End-to-End Lending Solution
for Modern Financial Institutions

LenderAI is an all-in-one lending platform that enables lending teams to manage and automate their loan process from sales through servicing in one spot. Accelerate time to decision, manage compliance, and grow your pipeline.

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Sales

Advanced functionality allows you to provide an integrated digital experience for your borrowers and sales team.

Digital borrower application
Enhanced KYC screening
Digitized lending form pack
Customer and document management
Client portal
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Underwriting

Process your loans faster and more accurately with intuitive tools and
enhanced automation.

Integrated MS Excel financial workbook
Auto-spreading and ratios calculator
Auto-populated PFS and BDS
Digitized credit memos and approvals
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Closing

Simplify the closing process and submit loans easily to the SBA.

Custom document generator
ETRAN integration
Funding package module
Closing checklist management
Autoreminders
Seamless communication
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Servicing

Provide a superior experience to your borrowers for the life of their loan.

Customer payment portal
Automated ACH pulls
Loan and financial reporting
Automated 1502 submission API
Servicing and portfolio actions

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Built for Security and Compliance

Modern Cloud Technology

Our applications are hosted in virtual private clouds (VPC) within Amazon Web Services (AWS). By using modern high-availability (HA) cloud architecture, we’re able to leverage years of security enhancements to better protect against security incidents.

Strong Authentication

We use multi-factor authentication (MFA) as an additional layer of authentication beyond usernames and passwords for all critical internal systems. This helps prevent unauthorized users from gaining access to our clients' data.

Data Encryption

Personally Identifiable Information (PII), account information, and other details are encrypted using 256-bit AES-GCM lender-specific rotating keys for maximum security.

Audit and Accountability

We provide a full audit trail of all communications, money movement, accounting, and financial decisions.

Robust Monitoring

We use reports, velocity checks, and alerts to track anomalies and quickly respond to and resolve adverse events.

Access Control

We provide robust role-based access control to serve the needs of any lender.

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Stay Ahead with LenderAI

30 minutes

Average time to pre-qualify a borrower with our digital loan submission functionality

$7B+

Loan volume processed
using LenderAI

25+ banks

LenderAI helps process the most volume in the SBA space

1,800+

LenderAI platform users,
with more added daily

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One Flexible Platform, Big Transformation

For demonstration purposes only. Features and outputs may vary. Subject to change without notice.
© 2026 iBusiness Funding, LLC. All rights reserved.

Features Features

Grow Your Lending Business
with Cutting-Edge Tech Features

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Modern Borrower Experience

Provide a guided solution that streamlines application completion and makes borrowing convenient.

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Data-Driven Analytics

Access real-time dashboards and performance insights to make faster lending decisions with confidence.

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Easy Document Generation

Customize and generate documents quickly. Use dynamic variables to avoid human errors and send for signatures.

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Seamless SBA Connection

Submit, track, and manage loans instantly through secure ETRAN integration—no manual uploads.

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Adaptable to Power
Any Lending Program

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SBA Lending

Digitize every step of lending origination, from eligibility and form intake to ETRAN submission and servicing, all in one platform that ensures accuracy and compliance.

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Conventional SMB Lending

Originate term loans and lines of credit with intelligent tools that enhance underwriting accuracy and funding efficiency for your borrowers.

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Consumer Lending

Offer a range of consumer loan products, such as mortgage or installment loans, easily using LenderAI’s application flow and AI insights designed to fit your products and processes.

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Middle Market Lending

Manage complex mid-market credit facilities with configurable deal structures, multi-entity underwriting, and streamlined approval workflows designed to support larger borrowers.

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Deposit Opening

Launch deposit products with digital account opening, identity verification, and configurable workflows that align with your compliance requirements and customer experience goals.

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Two Ways to Power Your Lending

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Self-Service

Full Control, Total Visibility

Run LenderAI in-house with complete control over workflows, integrations, and data. Ideal for teams that want direct oversight and flexible configuration all within a secure, compliant environment.

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Full-service

White-Glove Lending

Let our team operate LenderAI for you. Our experts handle origination through servicing with enterprise precision, ensuring compliance and efficiency so your team can focus on growth.

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Do These Setbacks Sound Familiar?

See a Live Demo

Learn how LenderAI can automate and optimize your organization’s workflows for greater efficiency.